My goal is to keep sessions affordable for most people - whether or not they have health insurance. My standard charge for a session is $90 for both in office sessions and online 60 minute telehealth/video sessions or individual Life Coaching sessions. I accept cash, check, Visa, MasterCard, and most credit cards. If you wish to use your health insurance I will submit insurance monthly on your behalf. However, Life Coaching (as it is not Psychological Counseling) is not covered under health insurance. For Psychological Services I am currently an in network provider for Medicare, Tricare, United Healthcare, Cigna, and Optum. For most other insurance companies I am a out of network provider; however, I am currently in the process of becoming an in network provider for other healthcare insurance plans. You can contact Dr. Schulz to see if your health insurance plan has been added on as an in network provider. You can contact your Insurance Company as to their Out of Network rates vs. In Network rates of reimbursement back to you as the patient for Psychological Services rendered.